Abstract
Most families depend on a woman’s income to help support the household. Some women are co-breadwinners while others are the only source of income. Throughout a woman’s life, she will experience many money issues unique to women. A woman may experience the following situations: lower earnings, a longer life expectancy, lack of retirement planning, divorce, and fewer years in the workplace because of childrearing or caring for older parents. Many of these issues can work against a woman’s ability to accumulate money and attain stable financial status. This 3-page fact sheet was written by Diann Douglas, Martie Gillen, and Lynda Spence, and published by the UF Department of Family Youth and Community Sciences, March 2013.
References
Arnst, C. 2007. "Women and the Pay Gap." Bloomberg Businessweek. Accessed February 2013. http://www.businessweek.com/stories/2007-04-26/women-and-the-pay-gap.
Boushey, H., J. Aarons, and L. Smith. 2010. "Families Can't Afford the Gender Wage Gap." Center for American Progress. Accessed February 2013. http://www.americanprogress.org/wp-content/uploads/issues/2010/04/pdf/ equal_pay_day.pdf.
Bureau of Labor Statistics. 2011. Household Data Annual Averages: Median Weekly Earnings of Full-time Wage and Salary Workers by Detailed Occupation and Sex. Accessed February 2013. http://www.bls.gov/cps/cpsaat39.pdf.
Duke, M. 2010. Women and Money: Challenging the Myths. Remarks to the Board of Governors of the Federal Reserve System. Accessed February 2013. http://www.federalreserve.gov/newsevents/speech/duke20100501a.pdf.
Edward Jones. 2012. A Woman's Guide to Money Matters. St. Louis: Edward Jones.
Institute for Women's Policy Research. 2012. Talking Points on Retirement and Social Security. Accessed February 2013. http://www.iwpr.org/publications/pubs/talking-points-on-retirement-and-social-security.
U.S. Census Bureau. 2010. "Table 126. Marriages and Divorces - Number and Rate by State: 1990 to 2007." Statistical Abstract of the United States 2010. Accessed February 2013. http://www.census.gov/compendia/statab/2010/tables/10s0126.pdf.
U.S. Census Bureau. 2012. Educational Attainment in the United States: 2009. Accessed February 2013. http://www.census.gov/prod/2012pubs/p20-566.pdf.
U.S. Department of Health and Human Services. 2011. Health, United States, 2011. Accessed February 2013. http://www.cdc.gov/nchs/data/hus/hus11.pdf#021.
Unless otherwise specified, articles published in the EDIS journal after January 1, 2024 are licensed under a Creative Commons Attribution-NonCommercial-NoDerivs 4.0 International (CC BY-NC-ND 4.0) license.