Abstract
This publication is the third in the series on military family readiness. The publication discusses general information about credit and debt repayment, general information about credit reports and scores, military-specific credit-related challenges, military-specific credit-related laws and support services, five credit management tips for military families, and credit education resources. Written by Barbara O’Neill, Martie Gillen, and Kristen Jowers, and published by the UF/IFAS Department of Family, Youth and Community Sciences, January 2024.
References
Consumer Financial Protection Bureau. (2020). Debt and Delinquency after Military Service. https://files.consumerfinance.gov/f/documents/cfpb_debt-and-delinquency-after-military-service_report_2020-11.pdf
Consumer Financial Protection Bureau. (n.d.). Servicemembers Civil Relief Act and Military Lending Act Provisions. https://files.consumerfinance.gov/f/documents/cfpb_ymyg-servicemembers-handout_scra-and-mla-protections.pdf
DoD Office of Financial Readiness. (n.d.). Amortizing Loan Calculator. https://finred.usalearning.gov/ToolsAndAddRes/Calculators/Loan/calculator/Amortizing-Loan
Military.com. (2012). More military families struggle with debt. https://www.military.com/money/personal-finance/more-military-families-struggle-with-debt.html
Military OneSource. (n.d.). Active-Duty Alert. https://www.militaryonesource.mil/resources/gov/active-duty-alert/
Utah State University. (n.d.). PowerPay. https://extension.usu.edu/powerpay/
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