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Abstract
It is smart to shop for a credit card as carefully as you shop for any major purchase. Perhaps you have received offers in the mail asking if you would like to open a credit card account. Frequently these offers say that you are or have been “pre-approved” and urge you to respond “before the offer expires.” How do you know which card offers you the best terms? This document is Fact Sheet FCS5038, one in a series of the Department of Family, Youth and Community Sciences, Florida Cooperative Extension Service, Institute of Food and Agricultural Sciences, University of Florida. First published: March 1991. Revised: June 2005.
References
Bankcard Holders of America, All That Glitters is Not Gold, Washington D.C., 2002.
Credit Research Center, Credit Card Billing Practices, Purdue University, West Lafayette, Indiana, 2001.
Federal Trade Commission ,Choosing and Using Credit Cards, Washington D.C., 12/98.
National Consumer Law Center, Surviving Debt, Boston, Massachusetts, 1999.