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Abstract
When a consumer has unwanted debt or high amounts of debt, there are different options that can help eliminate or decrease their debt level. However, it is important to choose the right option. This 5-page fact sheet describes some of the debt-management options that are available to consumers. Written by Lisa M. Leslie, Elaine Courtney, Julie England, and Michael S. Gutter, and published by the UF Department of Family, Youth and Community Sciences, February 2012.
References
Federal Trade Commission (2005). For People on Debt Management Plans: A Must-Do List. Retrieved December 9, 2010 from http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre38.shtm.
Federal Trade Commission (2011). Knee Deep in Debt. Retrieved April 14, 2011 from http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm.
Hayhoe, C.R. (2009). Deciding if Bankruptcy is an Option for You (Publication 354-045). Virginia Polytechnic Institute and State University.
National Foundation for Credit Counseling (2010). Frequently Asked Questions. Retrieved December 9, 2010 from http://www.nfcc.org/CreditCounseling/faq.cfm.
What should someone know before selecting a credit counseling agency? (2008). Retrieved December 9, 2010 from http://www.extension.org/faq/29085.
United States Department of Justice (2010). Bankruptcy Information Sheet. Retrieved January 15, 2010 from http://www.justice.gov/ust/eo/ust_org/bky-info/.